Welcome to Team USA Mortgage!
Team USA Mortgage is your premiere mortgage broker for all your mortgage home loan needs.
Why work with an Independent Mortgage Broker?
We’re Mortgage Experts. It’s all we do, so we do it better. We are not your 9AM-5PM bank that only shops once then stop. We offer flexible hours to accommodate your busy work schedule so we can meet with you whenever is most convenient to you even on weekends.
- We shop multiple lenders to find the lowest rates and costs.
- More lenders = more competition = lower rates.
- Faster turn times allow for shorter rate-lock periods.
- We specialize in mortgages only.
- We act as a personal shopper working on your behalf.
- We offer wholesale rates that can save you money in monthly payment and closing costs.
We can help you evaluating all your home loan options by:
- Identify any credit issues that may hinder a loan approval.
- Address any issues with you right away from credit report, job verification and anything else so we know how to go about
documenting now to not delay the loan process once you find a home.
- Guide you through the loan application and closing process.
- Help you determine a home purchase price that you can afford.
- Help you compare different loan programs so you can choose the best one for your financial needs.
- Run fee sheet scenarios for you and your agent anytime so you always know what your estimate monthly payment and
closing costs will be at to negotiate on an offer.
The Team USA Mortgage team specializes in the following Minnesota Mortgage Loans:
- Home Purchase Loans
- Home Refinance Loans
- Jumbo Home Loans
- Conventional Loans
- FHA Loans
- VA Loans
- USDA Loans
- Down Payment Assistance Programs
- Cash Out Home Loans
- And Much, Much More!
Although Team USA Mortgage is located in Roseville, MN, it offers unparalleled mortgage and refinance service to clients throughout the Great State of Minnesota!
Ready to Take the Next Step? Call us today. We’re happy to help find out if you qualify, and there’s never any obligation.